The Retirement Road Blog
How To Protect Your Home From Deed Theft
2 Protecting Your Home from Title Theft - Your home is more than just a place to live—it’s one of your most valuable investments and a cornerstone of your financial security. But what if someone could fraudulently claim ownership of it without your knowledge? Title...
Ten Tail risks for Investors in 2025
When thinking about the top risks for investors in 2025, when they are always not the most obvious, we need to look at what is possible even when we can't see them coming. Tail risks are a form of portfolio risk that arise in the chance of a loss occurring due to a...
Putting your home to work
By the time retirement rolls around, many people have built up substantial equity in their homes. This equity can be a valuable resource in retirement, and there are several ways to make the most of it: 1. Paying Off Your Mortgage The first and most common way to make...
Pros and Cons of Annuities
All annuities are issued by insurance companies. The primary two agencies that rate the claims-paying ability of life insurance companies are AM Best and Standard and Poor’s. Their rating categories are as follows: AM...
4 Ways to Leave a Financial Legacy to Children or Grandchildren
When thinking about Estate Planning, leaving a lasting legacy to your family is a beautiful way to pass down more than just wealth—it's a way to share values, wisdom, and love across generations. It gives your loved ones not only financial security but also a sense of...
Alternative Investments: Do I Need Them?
When thinking about alternative investments in retirement, retirees first need to consider if they have the necessary assets and if they need liquidity. In recent years, investors have witnessed the influx of alternative investments for certain accredited investors....
Rollover IRA’s: The Pros & Cons of Combing Old 401(k) Accounts
One great thing about a 401(k)-retirement savings plan is that your assets are often easy to move when you leave from one job onto the next. But what should you do with them? Rolling over your 401(k) to an IRA is one option, but you should consider all of them before...
Roth Conversions: Is It Worth It?
If you're like most people, you're probably looking for ways to reduce your tax burden in retirement. Using Roth Conversions (also known as a backdoor Roth) is one strategy that can help is to convert your traditional IRA or 401(k) to a Roth IRA. By doing so, you can...
Social Security: 5 Things You Need to Know
While you can begin receiving Social Security benefits as early as age 62, doing so will reduce your monthly payments. If you’re able to wait, your future benefits will increase. Once you reach "full retirement age," your Social Security income grows by up to 8% for...
4 Ways to Create Your Own Pension
While most of us can no longer rely on a traditional pension from our employers, there are still ways to build a reliable income stream that can support a comfortable retirement. Our generation, and those that follow, largely won’t have employer Defined Benefits...
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