Retirement Road

All annuities are issued by insurance companies. The primary two agencies that rate the claims-paying ability of life insurance companies are AM Best and Standard and Poor’s. Their rating categories are as follows: AM Best                                              Standard and Poor’s Superior         …

By the time retirement rolls around, many people have built up substantial equity in their homes. This equity can be a valuable resource in retirement, and there are several ways to make the most of it: 1. Paying Off Your…

When thinking about Estate Planning, leaving a lasting legacy to your family is a beautiful way to pass down more than just wealth—it’s a way to share values, wisdom, and love across generations. It gives your loved ones not only…

When thinking about alternative investments in retirement, retirees first need to consider if they have the necessary assets and if they need liquidity. In recent years, investors have witnessed the influx of alternative investments for certain accredited investors. In fact,…

One great thing about a 401(k)-retirement savings plan is that your assets are often easy to move when you leave from one job onto the next. But what should you do with them? Rolling over your 401(k) to an IRA…

One great thing about a 401(k)-retirement savings plan is that your assets are often easy to move when you leave from one job onto the next. But what should you do with them? Rolling over your 401(k) to an IRA…

While you can begin receiving Social Security benefits as early as age 62, doing so will reduce your monthly payments. If you’re able to wait, your future benefits will increase. Once you reach “full retirement age,” your Social Security income…

While most of us can no longer rely on a traditional pension from our employers, there are still ways to build a reliable income stream that can support a comfortable retirement. Our generation, and those that follow, largely won’t have…

When thinking about the top risks for investors in 2025, when they are always not the most obvious, we need to look at what is possible even when we can’t see them coming. Tail risks are a form of portfolio…